While I've had experience working with business management firms and base my services off of what I did there, business managers are much more in control of your finances than what I currently offer. For example, business managers usually attain power of attorney for their clients as well as signing authority on their bank accounts. 

While I perform accounting services, have an associates degree in accounting, plus an accounting certificate from College of the Canyons (Santa Clarita), I believe the term "accountant" should be reserved for people with their Bachelor's Degree in Accounting alongside their CPA credentials. 

Unfortunately not. While I've had experience with preparing taxes, can help you read the Federal Form 1040, and can also walk you through tax prep programs such as TurboTax, I am not a CPA nor an EA (enrolled agent). Yet... 

I am not a financial advisor nor am I affiliated with any investment brokerage firms. I myself am still learning about investing, which means I will never give advice on where and how to invest. I can, however, correspond with your brokerage firm as well as reconcile your brokerage statements to attain balance sheets which reveal your net worth.

There is absolutely no shortage of bookkeepers, especially considering anyone can call themselves one. Not to mention, bookkeeper fees can range from a third of what I charge to double or even triple; however, as previously mentioned, I have received an associate’s degree and an accounting certificate, have worked in a small tax firm, and have worked with many different industries over the past 7+ years.

Unlike some bookkeepers that focus on simple data entry, the services I perform are done with your taxes in mind as I aim to find and advise on tax deductions applicable to your business and corporation status. I am also studying to become a QuickBooks Pro Advisor through their certification program. 

Finally, I will never say I have the answer to everything. I compare the financial industry to the information technology sector, in that there are many fields of study and it would be very hard to know it all! I will, however, do my best with the knowledge I have and the power of Google to help with your questions.

While bookkeeping may be the "middle man" between a person and their CPA, CPAs naturally charge a much higher hourly rate for the bookkeeping work. Therefore, hiring a bookkeeper is more often than not much more cost efficient.

If you run a small to medium-sized business and you don't have a bookkeeper, you do the books yourself, or you aren't doing your books at all, the short answer is "ABSOLUTELY, YES". Not to mention bookkeeping services are a tax write-off for your business. 

If you are an individual (without a business), there is no easy answer. As I mentioned above, I am not a financial advisor. I can't tell you where to spend your money, nor would I. However, having me in your corner as your financial organizer and cheerleader is a value that many enjoy to afford. Aside from the bookkeeping services above, I also offer "check-ins" for self-employed individuals who need an accountability buddy to ensure they're getting work done as well as help and guidance with spreadsheets, proofreading documents, etc. 

With all that being said, one should not pay more than 5% of their gross income on accounting services, meaning your income should be at least $72,000 if you'd like to hire Sepulveda Money.

I'm glad you asked! Current clients on a monthly retainer can get a 25% discount on one month of service for each successfully referred retainer client.